Free guide · United States

How to open your own vet clinic

The steps in the order they have to happen, the real numbers behind each decision, and the mistakes that sink new clinics.

From Dr. Rosie and team — our founder has opened ten businesses. Figures checked September 2026.

Get it as a free book (PDF)

General guidance for clinics in the US — not legal, tax or financial advice. Rules differ by state and town, so each step tells you who to check with.

The one rule: start the slow clocks early

Four things take weeks or months and cannot be rushed. Start each one the moment you can. Most people start them last and sit in a finished clinic, waiting.

Part 1

The steps, in order

Each step sits where it does because something after it depends on it. Skip ahead and you usually pay for it twice.

Phase 1

Decide before you spend a dollar

Three decisions shape everything after them — plus your license, if you are moving states. Get them right on paper first; they cost nothing to change now and a fortune to change later.

  1. Pick the kind of clinic you are opening

    Size, staff, equipment and cost all follow from this. A one-vet general practice, a mobile practice and an emergency hospital have almost nothing in common on paper. This guide is for starting a clinic from scratch; buying an existing practice is a different road with its own checks.

    You'll need
    • The services you will offer on day one
    • The services that can wait until you are busy
    Mistake to skip
    Planning the hospital you want in year five. Open as the clinic you can fill in year one, and grow into the rest.

  2. Check who is allowed to own it

    It depends on the state. A 2020 legal review found that some states ban owners who are not vets (New York, New Jersey, Minnesota and North Carolina among them), some allow them if a licensed vet manages the medical side (California, Florida and Oregon), and many have no rule against it. If a spouse, partner or investor will own part of it, this decides how the company is set up.[11]

    Check with
    Your state veterinary medical board (the practice act is on its website)
    Mistake to skip
    Forming the company first, then finding out a co-owner is not allowed.

  3. Test the town before you fall for a building

    A great vet in a town that is already full of vets still struggles. Numbers first, buildings second.

    You'll need
    • The number of households in the area (Census QuickFacts)
    • A count of the vet practices already there (a map search is fine)
    • The guide’s town check
    Mistake to skip
    Touring spaces before you know the area can carry one more clinic.

    More on this below ↓

  4. Moving states? Start your license now

    Everything with your name on it waits for your license in the state you open in — the state controlled-substance registration and the DEA both need it. Already licensed there? Skip this step.

    Check with
    That state’s veterinary board. If you hold a license elsewhere, the AAVSB sends your national exam scores to the new board.
    Mistake to skip
    Signing a lease in a state where you cannot practice yet.

Phase 2

Money and the company

The lender, the landlord and the licensing boards all want to deal with a company that has a bank account and a plan. Build that before you talk to any of them.

  1. Write the plan a lender will read

    Banks lend against it, and writing it forces the math that tells you whether this works. Plan 24 months, not 12: in one published model a $650,000 clinic loses $230,000 in its first year and breaks even in month 25.[7]

    You'll need
    • A startup budget and a 24-month cash plan (the guide’s money calculator)
    • Your break-even — visits a day to cover your costs
    • Your experience, and how you will get clients
    • Help writing it, if you want it: your local Small Business Development Center
    Mistake to skip
    A 12-month forecast that assumes you are busy by month six.

    More on this below ↓

  2. Form the company

    The loan, the lease, the bank account and several licenses all go in the company’s name, so it has to exist first. Ask about S-corporation tax treatment while you set it up: the election (IRS Form 2553) is due no more than 2 months and 15 days into the tax year it starts.[21]

    You'll need
    • An accountant or attorney who works with vet or medical practices
    • The company types your state allows a vet practice to use — LLC, PLLC or professional corporation varies by state
    Check with
    Your secretary of state and your state veterinary board

  3. Get the tax ID, then open the business bank account

    The bank needs the tax ID (EIN). From here on, every dollar for the clinic moves through the business account, never your personal one.[33]

    How long
    The EIN is free from the IRS and you can apply online

  4. Get loan pre-approval before you sign a lease

    A signed lease with no money to build it out is the most expensive mistake on this list. SBA 7(a) loans go up to $5 million, with working capital repaid over up to 10 years. Expect to put some of your own money in — ask each lender how much. SBA revised its rules on owners’ citizenship and residency from March 1, 2026, so if any owner is not a US citizen, raise it with the lender first.[18][19]

    You'll need
    • The plan
    • Your personal financial statement
    • Your credit report
    Mistake to skip
    Signing the lease, then shopping for money.

Phase 3

Location — the step that bites hardest

Every location mistake is expensive and most are permanent. Do these three in this order.

  1. Check zoning before anything else about the building

    If a vet clinic is not allowed there outright, you may need a conditional-use permit or special exception first — slow, and not guaranteed. Zoning gets checked before you sign, not after.[10]

    You'll need
    • A call to the city or county planning office with the exact address
    • A separate question about boarding and overnight patients — they are often zoned differently
    Check with
    Your city or county zoning / planning department
    Mistake to skip
    Signing first and asking the city later.

  2. Count the parking

    A veterinary site-selection guide puts the minimum at 5–7 spaces per exam room, plus spaces for staff. Two exam rooms need 10–14 client spaces before your team parks — and your city’s code sets its own minimum.[10]

    Mistake to skip
    A beautiful storefront with six spaces shared with a busy restaurant.

  3. Negotiate the lease, then sign

    The build-out is a six-figure investment — $150,000 in one published model — and it stays with the building. The lease has to protect that money for years.[7]

    You'll need
    • The guide’s lease checklist
    • A lawyer who reviews veterinary leases
    Mistake to skip
    Signing the landlord’s first draft.

    More on this below ↓

Phase 4

Start the slow clocks the day you have an address

These take weeks or months and none of them can be rushed. Start every one of them the day the lease is signed — most people start them last and sit in a finished clinic, waiting.

  1. Get the X-ray room’s shielding designed

    X-ray machines must be registered with the state, and the room may need shielding in the walls. Virginia, for example, requires every machine be registered and tells you to consult a medical physicist on the room’s shielding. It has to be designed before the walls go up.[16]

    You'll need
    • Your floor plan with the X-ray room marked
    • A medical physicist or shielding vendor
    Check with
    Your state radiation control program (usually part of the health department)
    Mistake to skip
    Finishing the drywall, then learning the X-ray room needs lead in it.

  2. Register for controlled substances with your state (if it requires it)

    Many states have their own controlled-substance registration, and the DEA will not process your application without it.[12]

    Check with
    Your state board of pharmacy or veterinary board

  3. Register this address with the DEA

    The DEA registers each place where you keep and dispense controlled drugs, so it needs the clinic’s address, your state license and — where required — your state registration. It costs $888 for three years.[12][13]

    How long
    About 4–6 weeks, by one compliance guide’s estimate. Do not book anything that needs controlled drugs until it is active.
    Mistake to skip
    Applying after the build-out and opening with no way to order anesthesia.

  4. Apply for the facility permit and inspection

    Many states license the building as well as the vet — often called a premises permit — and inspect it before you open. Inspections can have waiting lists, so get in line early.

    Check with
    Your state veterinary board

  5. Local business license, sign permit and state tax ID

    Cheap, quick and easy to forget. Signs usually need their own permit, and the sign company cannot hang yours without it. If you will sell food, preventives or other products, ask your state’s department of revenue whether you need a state tax ID before your first sale.[20]

    Check with
    Your city or county, and your state department of revenue

  6. Get USDA-accredited, if you will sign travel papers

    Only an accredited vet can sign official papers such as a pet’s certificate for travel abroad, and you cannot do any of it until written approval arrives. It takes online training, an orientation and an application to your state’s coordinator.[17]

    Check with
    Your state’s NVAP coordinator (USDA APHIS)

Phase 5

Build it

Construction, equipment and insurance. The order here is about not paying for things before you can use them.

  1. Build out, then get the certificate of occupancy

    Most build-outs need a building permit before work starts, and you cannot legally open to the public until the finished space passes inspection and the city issues a certificate of occupancy. New construction and alterations must also meet the ADA’s accessibility rules.[22]

    You'll need
    • A contractor who has built medical or veterinary spaces — floor drains, ventilation, the X-ray room, oxygen lines
    Check with
    Your city or county building department
    Mistake to skip
    A general contractor learning veterinary build-outs on your money.

  2. Buy the equipment and open supplier accounts

    Two practice consultants’ rules of thumb: "In general, it’s a better deal to buy"; lease a machine only if it will earn at least twice its monthly payment; and pay off equipment bought with a loan within about two years. Stainless cages and exam tables last decades — watch for retiring vets and closing practices.[9]

    You'll need
    • Written quotes for every large item
    • Distributor credit accounts (they take time to approve)
    Mistake to skip
    Buying controlled drugs before the DEA registration is active.

  3. Put the insurance in place

    Malpractice, general liability and property — and ask about business-interruption cover. Whether you must carry workers’ comp depends on your state (Texas, for one, lets most private employers go without it), so settle it before anyone’s first day.[27]

    You'll need
    • An insurance broker who writes policies for veterinary practices

  4. Set up workplace safety before anyone starts

    OSHA requires a written hazard-communication program: labels, safety data sheets and training for every hazardous chemical your team handles. Veterinary clinics are among the workplaces OSHA names for waste anesthetic gas, and the X-ray room adds radiation safety. The OSHA poster must be up where staff can see it — it is free, so do not pay a vendor for it. OSHA’s consultation program will walk through all of it with you at no cost, separately from enforcement.[23][24][25][26]

    You'll need
    • A safety data sheet for every chemical, and a short written plan for labels and training
    • Scavenging on the anesthesia machines and protective gear for X-rays — ask your equipment supplier and your physicist
    • The OSHA poster, from osha.gov

Phase 6

People and systems

Hire the team, then give them one set of tools to learn. Doing it in the other order means training everyone twice.

  1. Hire — and do not under-hire

    Companion-animal practices average about four non-vet staff per vet. Build toward that as your schedule fills — hire too few and the vet ends up answering phones instead of seeing patients.[4]

    More on this below ↓

  2. Set up software, phones, website and payments before training

    Staff should learn one system, once. Opening fresh is the easiest moment you will ever have to choose your software — there is no old data to move over.

    You'll need
    • Practice software — records, scheduling, payments and the controlled-drug log
    • A phone system with an after-hours message
    • A website that takes online bookings
    • A card reader, tested

  3. Set your prices

    Year-one prices set what clients expect for years. Start from a published fee reference, not the clinic down the road.[30]

    More on this below ↓

Phase 7

Open

Open quietly first, then loudly.

  1. Soft open, then grand opening

    A soft open for friends, family and staff pets finds the problems before paying clients do. Hold the grand opening once the team runs smoothly.

    You'll need
    • The guide’s opening-day checklist

    More on this below ↓

  2. Check the numbers every month for the first 90 days

    Small problems are cheap in month two and expensive in month ten. A handful of numbers tells you which way you are heading.

    More on this below ↓

Can this town support you?

Before you look at a single building, check that the area has room for one more clinic. This gives you a rough first answer in a minute.

  • Start with the number of households in the area you would serve. Census QuickFacts has it for any city or county.[32]
  • About 42.6% of US households have a dog, and 58.6% have a pet of some kind.[1]
  • 69.4% of pet owners saw a vet in 2024.[2]
  • Split those households across the practices already there, plus you, and compare each share with what one full-time vet averages: 1,499 active clients.[3]

Treat the answer as a first screen, not a market study. A hospital with several vets takes a bigger share than a one-vet clinic, and a new clinic never starts with an even share. If the numbers look tight, call the other clinics as a new client and ask how soon they can see you. Long waits suggest more demand than they can handle; same-day openings suggest they are looking for clients too.

Town check

Example — look up your city or county on Census QuickFacts

Example — count them on a map search

Households likely to see a vet this year: 5,913–8,134

Each practice’s share, counting you: 985–1,356 households. One full-time vet averages 1,499.

Even the optimistic count falls short of what one full-time vet averages. Expect a slow build here, or look at a different area.

What it really costs

One published model of a leased general practice puts it at $433,000 to open — build-out, imaging, surgery and dental equipment, IT and furniture, and first inventory — plus a $217,000 cash reserve: about $650,000 in all. Yours will be different. The calculator starts from the model’s costs so you can replace each one with a real quote; its cash reserve uses this guide’s six-month rule, which comes to more than the model’s.[7]

Costs people forget to budget

  • Company formation and legal fees
  • A lawyer to review the lease
  • State license fees, facility permit and state controlled-substance registration
  • DEA registration
  • X-ray registration and the shielding design
  • Rent and utility deposits
  • First insurance payments
  • Signs and the sign permit
  • Website, phones and software setup
  • Launch marketing

Break-even is the number that matters most: how many visits a day it takes to cover your costs. Revenue has to cover your running costs and the drugs and supplies you use — small-animal practices have traditionally spent 20–22% of revenue on those.[8]

With the example numbers in the calculator, and before any loan payment, one vet needs 16 visits a day just to break even — every half-hour slot of an eight-hour day. Add your loan payment and the number goes up. That is why a new clinic can lose money for its first year or more, and why the cash reserve matters. For scale, a full-time vet brought in $554,982 on average in 2024.[3]

Your numbers

Starts from one published model. Replace every number with a real quote as you get it.

To open
$

Published model — replace with your contractor’s quote

$

Vet tenants often get $30–$80 per sq ft — enter what you negotiate

$

Published model

$

Published model

$

Published model

$

Published model

$

Your quotes — see “Costs people forget to budget”

months of running costs

This guide’s rule: at least six months

Every month
$a month

Example — use your landlord’s quote

$a month

Published model’s first-year payroll, per month

$a month

Your lender’s quote

$a month

Published model: $1,700 insurance and fees + $1,500 marketing

$

Example — check what clinics near you charge

% of revenue

Traditionally 20–22% for small-animal practices

Example: weekdays only

Example

minutes

Example

Cash to line up

$680,800

To open
$433,000
Cash reserve (6 months)
$247,800

Visits a day to break even

16

Running costs
$41,300 a month
Revenue needed
$52,278 a month
Visits needed
349 a month

That fills about 100% of one vet’s 16 30-minute slots a day — just to cover costs.

Money that keeps you alive

  • Plan 24 months of cash, not 12. In one published model the clinic loses $230,000 in its first year and $16,000 in its second before it turns a profit.[7]
  • Hold back a cash reserve. This guide’s rule: at least six months of your running costs.
  • Ask about working capital and a line of credit when you arrange the loan, not when the cash runs short.
  • Put your own salary in the plan. A plan that only works if you work for free does not work.
  • SBA 7(a) loans reach $5 million. Working capital can be repaid over up to 10 years, and real estate over up to 25.[18]

What a lender wants to see in your plan

  • Who you are — your license and your experience
  • The clinic — type, services, hours and location
  • The area — households, pet owners and the clinics already there
  • Your startup budget, line by line
  • A month-by-month cash plan for 24 months
  • Your break-even — visits a day to cover costs
  • How you will get clients before and after you open
  • Your staffing plan and pay

The lease: what to ask for

Landlords expect you to negotiate. A vet clinic signs a long lease and puts in a build-out that makes the building worth more — use that.[10]

Ask for these

  • A build-out allowance — vet tenants often get $30–$80 per square foot
  • Free rent while you build out
  • An exclusivity clause — no other vet clinic in the same property
  • A 10-year first term with two 5-year renewals, so the build-out pays off
  • Written confirmation that a vet clinic — and boarding, if you will board — is an allowed use
  • A limit on any personal guarantee: a cap, an end date, or both
  • Clear rules on who pays for the roof, heating and cooling, and the parking lot
  • The right to transfer the lease if you ever sell the practice
  • The right to walk away if zoning approval or your loan falls through

The allowance range, the 10-year term and the exclusivity clause come from a veterinary site-selection guide. Have a lawyer who reviews veterinary leases read yours before you sign — the fee is small next to a ten-year mistake.[10]

Open with clients, not an empty room

An empty waiting room costs you money every day it stays empty. Start filling the schedule months before you open.

  1. The day you have an address

    • Claim your Google Business Profile — verification can take a while
    • Check the clinic name is free as a website address and on social media

  2. 3 months before

    • Put up a website with a coming-soon page and a sign-up list
    • Post the build-out as it happens — people like watching a clinic come together
    • Introduce yourself to groomers, boarders, trainers, pet stores, shelters and rescues

  3. 2 months before

    • Open online booking for your first weeks
    • Join the local pet and neighborhood groups online
    • Offer something for new clients who book before you open

  4. 1 month before

    • Signs up
    • Reach the neighborhoods closest to you — mail or door hangers
    • Invite the local paper and TV to the opening

  5. Opening week

    • Soft open for friends, family and staff pets
    • Grand opening once the team runs smoothly

  6. After you open

    • Ask every happy client for a Google review — early reviews shape who picks you
    • Thank every referral, every time

Claim the Google listing early, but plan to verify it once the sign is up: video verification asks you to show the outside sign and the inside of the business.[31]

Hiring your team

  • How many: companion-animal practices average about four non-vet staff per vet.[4]
  • Pay: the US median is $47,380 a year ($22.78 an hour) for vet techs and $38,150 a year ($18.34 an hour) for vet assistants. Your area may be higher or lower.[5][6]
  • Where to find them: the nearest vet tech program — students need places to train, and good ones stay. Ask everyone you know, too; the best hires usually come through someone.
  • How to keep them: pay at or above your area’s rate, post schedules early, and let techs do tech work instead of covering the front desk.
  • Have payroll set up — and workers’ comp, if your state requires it — before anyone’s first day.
  • Every hire fills in Form I-9 and Form W-4 when they start, and you report each new hire to your state within 20 days.[28][29]

A job post that gets answers

  • The role, and who they will work with
  • The schedule — days, hours, weekends
  • The pay range
  • What they will actually do each day
  • What you offer — training, continuing education, uniforms, pet discounts
  • How to apply, and when you will reply

Pricing your first year

  • Do not price to undercut the clinic down the road. You cannot out-cheap an established practice, and raising prices later is harder than starting right.
  • Start from the AAHA Veterinary Fee Reference, which benchmarks fees for more than 500 services, then adjust for your area — and for the years since this edition came out at the end of 2020.[30]
  • Know what each service costs you in drugs and supplies. Small-animal practices have traditionally spent 20–22% of revenue on them.[8]
  • Review your prices every year, not every five.

Opening-day checklist

Before the first patient walks in

  • Certificate of occupancy posted
  • Facility permit and inspection passed, if your state requires them
  • DEA registration active; controlled drugs locked away and the log started
  • A starting inventory of every controlled drug on hand
  • Schedule II ordering set up with the DEA
  • A written plan for a controlled-drug theft or loss
  • X-ray machine registered with the state
  • Insurance active — malpractice, liability, property, workers’ comp
  • Software set up and the whole team trained on it
  • Test appointments run start to finish: check-in, exam, invoice, payment
  • Card reader and phones tested; after-hours message recorded
  • Google Business Profile verified; online booking tested
  • An after-hours emergency plan — where patients go when you are closed
  • Sharps and medical-waste pickup arranged
  • OSHA poster up, safety data sheets on hand and the team trained on them
  • USDA accreditation approved, if you will sign travel papers

The controlled-drug rules behind that list: keep Schedule II–V drugs in a securely locked, substantially constructed cabinet; take an inventory of every controlled drug on the day you first dispense, then again at least every two years; order Schedule II drugs on DEA Form 222 or its electronic version; and report a theft or significant loss to your DEA field office in writing within one business day, then on DEA Form 106.[13][14][15]

Your first 90 days

Check these every month and write them down, so you see the trend and not just the number.

  • New clients, and where each one heard about you
  • Active clients — one full-time vet averages 1,499[3]
  • Visits a day, against your break-even number
  • Average invoice
  • Drugs and supplies as a share of revenue — 20–22% has been typical[8]
  • Cash in the bank, and how many months it lasts
  • New Google reviews
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Common questions

How much does it cost to open a vet clinic?

One published model of a leased general practice puts it at about $650,000: $433,000 to open plus a $217,000 cash reserve. Your number depends on size, equipment and your area — the guide’s calculator starts from that model and lets you change every line.[7]

How long does it take to open a vet clinic?

This guide plans on about a year from decision to opening day. The slow parts are zoning, the build-out, DEA registration (about 4–6 weeks, by one compliance guide’s estimate) and the facility inspection, so start them as early as you can.[12]

Do I need a DEA registration before I open?

Yes, if you will stock controlled drugs such as many anesthetics and pain medications. The DEA registers each place where you keep and dispense them. It needs your state license and — in many states — a state controlled-substance registration first, costs $888 for three years, and takes about 4–6 weeks by one compliance guide’s estimate.[12][13]

Can someone who is not a vet own a vet clinic?

It depends on the state. A 2020 legal review found that some states ban it, some allow it if a licensed vet manages the medical side, and many have no rule against it. Check your state’s veterinary practice act before you form the company.[11]

How many clients does a vet clinic need?

One full-time vet averaged 1,499 active clients in 2024. The guide’s town check shows how the area you are considering compares.[3]

When does a new vet clinic become profitable?

Often not in its first year. In one published model the clinic breaks even in month 25 — which is why the plan should cover 24 months of cash, not 12.[7]

Where RosaVet fits

The software step, done once

We make veterinary practice software, so here is the plain version. RosaVet puts records, scheduling, the client portal, payments, the controlled-drug log, inventory and your clinic’s website in one system. Opening fresh is the easiest time to choose — there is nothing to move over.

Compare RosaVet →How it works for a practice →

Sources

Every figure in this guide, where it came from, and what the source says. Checked September 2026.

  1. [1]AVMA 2025 Pet Ownership & Demographics Sourcebook, as reported by dvm36077.5 million US households own a pet (58.6%); 42.6% have dogs, 32.6% have cats.
  2. [2]AVMA — From relationships to regular visits69.4% of pet owners visited a veterinary practice in 2024.
  3. [3]AVMA — Benchmarking data plus elevating efficiency equals practice productivity1,499 active clients per full-time vet and $554,982 revenue per full-time vet in 2024; about 362 new practices a year since 2010.
  4. [4]AVMA Economic State of the Profession, as reported by the KCVMACompanion-animal practices average about 4 full-time non-vet staff per vet.
  5. [5]US Bureau of Labor Statistics — Veterinary Technologists and TechniciansMedian pay $47,380 a year ($22.78 an hour), May 2025.
  6. [6]US Bureau of Labor Statistics — Veterinary AssistantsMedian pay $38,150 a year ($18.34 an hour), May 2025.
  7. [7]Financial Models Lab — Veterinary clinic startup costsOne published model: $433,000 to open plus a $217,000 cash reserve ($650,000); loses $230,000 in year one; breaks even in month 25.
  8. [8]Simmons & Associates — drug costs and practice profitSmall-animal practices have traditionally spent 20–22% of revenue on drugs and supplies.
  9. [9]Veterinary Practice News — Are you saving on equipment costs? (November 2024)Two practice consultants: "In general, it's a better deal to buy" (Karen Felsted); a leased machine should earn at least twice its monthly payment, and equipment bought with a loan should generally be paid off within two years (Kate Crumley).
  10. [10]LaunchAdvisor — Veterinary clinic site selection: zoning, parking & leaseCheck zoning before a lease — some towns need a conditional use permit or special exception for a vet clinic; "industry standard minimum" of 5–7 parking spaces per exam room plus staff; $30–$80 per sq ft build-out allowance is typical; 10-year term with two 5-year renewals; exclusivity clause.
  11. [11]Arnall Golden Gregory — Vet clinic acquisitions require regulatory diligence (February 2020)Several states, including New York, New Jersey, Minnesota and North Carolina, prohibit the corporate practice of veterinary medicine; Florida, Oregon and California require a licensed veterinarian-manager instead; many states, e.g. Connecticut, Georgia and Massachusetts, have no such prohibition.
  12. [12]VetComplianceHQ — DEA registration for a new veterinary practiceNeeds an active state license and, where required, a state controlled-substance registration first; about 4–6 weeks.
  13. [13]DEA regulations, 21 CFR Part 1301 — registration and security$888 for a three-year practitioner registration (1301.13); a separate registration for each place of practice where controlled substances are dispensed (1301.12); Schedules II–V kept in "a securely locked, substantially constructed cabinet" (1301.75); theft or significant loss reported to the DEA field office in writing within one business day, then DEA Form 106 within 45 days (1301.76).
  14. [14]DEA regulations, 21 CFR 1304.11 — inventory requirementsAn inventory of all controlled substances on hand on the date you first dispense, then a new one at least every two years.
  15. [15]DEA regulations, 21 CFR 1305.03 — distributions requiring a Form 222A DEA Form 222 or its electronic equivalent is required for each distribution of a Schedule I or II controlled substance.
  16. [16]Virginia Department of Health — Veterinary X-ray machinesEvery X-ray machine must be registered with the state; consult a medical physicist on the room's shielding.
  17. [17]USDA APHIS — Become an accredited veterinarianOnline training (14 quizzes at 80%), an orientation, then VS Form 1-36A to your state’s NVAP coordinator; no accreditation duties, such as certifying pets for international travel, until written approval arrives.
  18. [18]US Small Business Administration — 7(a) loan terms, conditions and eligibilityLoans up to $5 million; working capital repaid over ten years or less; real estate over up to 25 years.
  19. [19]SBA Procedural Notice 5000-876626 — Revised applicant ownership, citizenship and residency requirements for 7(a) and 504 loansRevised rules on who may own a business that gets a 7(a) loan, effective March 1, 2026.
  20. [20]SBA — Apply for licenses and permitsWhether you need a state tax ID depends on whether your business owes state taxes; your state’s department of revenue says which.
  21. [21]IRS — Instructions for Form 2553 (S corporation election)File no more than 2 months and 15 days after the beginning of the tax year the election is to take effect.
  22. [22]ADA.gov — ADA Title III primer for small businessesAll new facilities built by public accommodations must be accessible; an alteration must be made accessible to the maximum extent feasible.
  23. [23]OSHA — Hazard Communication standard, 29 CFR 1910.1200Every workplace needs a written hazard communication program covering labels, safety data sheets and employee training.
  24. [24]OSHA — Waste anesthetic gasesHealth care workers in veterinary clinics are among those potentially exposed to waste anesthetic gases.
  25. [25]OSHA — Job Safety and Health posterEmployers must display it where workers can see it; it is free from OSHA — do not pay a vendor for it.
  26. [26]OSHA — On-Site Consultation ProgramNo-cost, confidential safety consultations, primarily for smaller businesses, separate from OSHA enforcement.
  27. [27]Texas Department of Insurance — Workers’ compensation for employersTexas private employers can choose to carry workers’ compensation; it is not required in most cases.
  28. [28]IRS — Hiring employeesEvery new hire completes Form I-9 and gives you a signed Form W-4.
  29. [29]42 U.S.C. 653a — State directory of new hiresEmployers report each new hire to the state no later than 20 days after the hire date (or twice monthly, for electronic reporters).
  30. [30]dvm360 — AAHA updates guide to veterinary fees (December 2020)The Veterinary Fee Reference, Eleventh Edition: fees for more than 500 services, from 950 practices.
  31. [31]Google Business Profile Help — Verify your business with a videoVideo verification asks you to show outside signs, nearby businesses or a street sign, and access to employee-only areas.
  32. [32]US Census Bureau — QuickFactsHousehold counts for any US city, county or state.
  33. [33]IRS — Get an employer identification numberWhere to apply for the business tax ID.